CITIZENS STB NORWOOD YOUNG A
NORWOOD YOUNG AM, MINNESOTA · FDIC Cert #1933
Capital & Safety Analysis
According to FDIC financial data, CITIZENS STB NORWOOD YOUNG A holds a Tier 1 capital ratio of 14.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS STB NORWOOD YOUNG A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS STB NORWOOD YOUNG A shows strong financial health indicators. With $135M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS STB NORWOOD YOUNG A has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 14.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS STB NORWOOD YOUNG A holds $135M in total assets and $117M in total deposits. It is located in NORWOOD YOUNG AM, MINNESOTA (FDIC Certificate #1933).
CITIZENS STB NORWOOD YOUNG A has a Tier 1 capital ratio of 14.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.51%, and the return on assets is 1.21%.
Yes. CITIZENS STB NORWOOD YOUNG A is FDIC-insured (Certificate #1933). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.