Is Citizens Stb New Castle Safe?
Citizens Stb New Castle has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.50% | 100/100 |
| Nonperforming Loan Ratio | 0.18% | 96/100 |
| Liquidity Ratio | 38.52% | 100/100 |
| Return on Assets | 1.15% | 66/100 |
| Total Assets | $0.8B | |
How does Citizens Stb New Castle compare?
With a Bank Health Score of 96/100, Citizens Stb New Castle sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Indiana, where 73 FDIC-insured banks are headquartered, Citizens Stb New Castle ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 16.50% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.18% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Stb New Castle's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital strengthened by 0.22 percentage points to 16.50%.
Citizens Stb New Castle has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).