Is Citizens Nb of Lebanon Safe?
Citizens Nb of Lebanon has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (44/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 28.65% | 100/100 |
| Nonperforming Loan Ratio | 0.15% | 97/100 |
| Liquidity Ratio | 66.80% | 100/100 |
| Return on Assets | 0.59% | 44/100 |
| Total Assets | $0.2B | |
How does Citizens Nb of Lebanon compare?
With a Bank Health Score of 93/100, Citizens Nb of Lebanon sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Citizens Nb of Lebanon ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 28.65% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.15% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Nb of Lebanon's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital weakened by 1.16 percentage points to 28.65%.
Citizens Nb of Lebanon has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (44/100).