Is Citizens Nb of Hillsboro Safe?
Citizens Nb of Hillsboro has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (40/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 30.88% | 100/100 |
| Nonperforming Loan Ratio | 0.13% | 97/100 |
| Liquidity Ratio | 68.99% | 100/100 |
| Return on Assets | 0.50% | 40/100 |
| Total Assets | $0.2B | |
How does Citizens Nb of Hillsboro compare?
With a Bank Health Score of 93/100, Citizens Nb of Hillsboro sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Citizens Nb of Hillsboro ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 30.88% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.13% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Nb of Hillsboro's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital strengthened by 1.97 percentage points to 30.88%.
Citizens Nb of Hillsboro has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (40/100).