Is Citizens Bk Philadelphia Ms Safe?
Citizens Bk Philadelphia Ms has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (53/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.28% | 87/100 |
| Nonperforming Loan Ratio | 0.57% | 89/100 |
| Liquidity Ratio | 46.52% | 100/100 |
| Return on Assets | 0.83% | 53/100 |
| Total Assets | $1.5B | |
How does Citizens Bk Philadelphia Ms compare?
With a Bank Health Score of 87/100, Citizens Bk Philadelphia Ms sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Mississippi, where 45 FDIC-insured banks are headquartered, Citizens Bk Philadelphia Ms ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 13.28% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.57% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Bk Philadelphia Ms's Bank Health Score fell by 4.0 points to 87/100. Tier 1 capital weakened by 1.87 percentage points to 13.28%. Quarter-over-quarter, the score fell by 4.0 points.
Citizens Bk Philadelphia Ms has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (53/100).