CITIZENS BK PHILADELPHIA MS
PHILADELPHIA, MISSISSIPPI · FDIC Cert #12204
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BK PHILADELPHIA MS holds a Tier 1 capital ratio of 13.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BK PHILADELPHIA MS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BK PHILADELPHIA MS shows strong financial health indicators. With $1.5B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BK PHILADELPHIA MS has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 13.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BK PHILADELPHIA MS holds $1.5B in total assets and $1.2B in total deposits. It is located in PHILADELPHIA, MISSISSIPPI (FDIC Certificate #12204).
CITIZENS BK PHILADELPHIA MS has a Tier 1 capital ratio of 13.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.57%, and the return on assets is 0.83%.
Yes. CITIZENS BK PHILADELPHIA MS is FDIC-insured (Certificate #12204). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.