Is Citizens Bank of Las Cruces Safe?
Citizens Bank of Las Cruces has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while Tier 1 capital is its weakest area (90/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.64% | 90/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 28.09% | 92/100 |
| Return on Assets | 2.05% | 100/100 |
| Total Assets | $1.0B | |
How does Citizens Bank of Las Cruces compare?
With a Bank Health Score of 94/100, Citizens Bank of Las Cruces sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within New Mexico, where 20 FDIC-insured banks are headquartered, Citizens Bank of Las Cruces ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.64% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens Bank of Las Cruces's Bank Health Score improved by 4.0 points to 94/100. Tier 1 capital strengthened by 2.10 percentage points to 13.64%. Quarter-over-quarter, the score rose by 1.0 points.
Citizens Bank of Las Cruces has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while Tier 1 capital is its weakest area (90/100).