CITIZENS BANK OF LAS CRUCES
LAS CRUCES, NEW MEXICO · FDIC Cert #20161
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF LAS CRUCES holds a Tier 1 capital ratio of 13.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF LAS CRUCES has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF LAS CRUCES shows strong financial health indicators. With $1.0B in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF LAS CRUCES has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 13.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF LAS CRUCES holds $1.0B in total assets and $904M in total deposits. It is located in LAS CRUCES, NEW MEXICO (FDIC Certificate #20161).
CITIZENS BANK OF LAS CRUCES has a Tier 1 capital ratio of 13.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.05%.
Yes. CITIZENS BANK OF LAS CRUCES is FDIC-insured (Certificate #20161). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.