Is Citizens B&T Co of Ardmore Safe?
Citizens B&T Co of Ardmore has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (64/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.92% | 92/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 35.39% | 100/100 |
| Return on Assets | 1.10% | 64/100 |
| Total Assets | $0.3B | |
How does Citizens B&T Co of Ardmore compare?
With a Bank Health Score of 94/100, Citizens B&T Co of Ardmore sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Citizens B&T Co of Ardmore ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 13.92% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Citizens B&T Co of Ardmore's Bank Health Score improved by 2.0 points to 94/100. Tier 1 capital strengthened by 0.41 percentage points to 13.92%. Quarter-over-quarter, the score rose by 3.0 points.
Citizens B&T Co of Ardmore has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (64/100).