CITIZENS B&T CO OF ARDMORE
ARDMORE, OKLAHOMA · FDIC Cert #22717
Capital & Safety Analysis
According to FDIC financial data, CITIZENS B&T CO OF ARDMORE holds a Tier 1 capital ratio of 13.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS B&T CO OF ARDMORE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS B&T CO OF ARDMORE shows strong financial health indicators. With $319M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS B&T CO OF ARDMORE has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 13.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS B&T CO OF ARDMORE holds $319M in total assets and $265M in total deposits. It is located in ARDMORE, OKLAHOMA (FDIC Certificate #22717).
CITIZENS B&T CO OF ARDMORE has a Tier 1 capital ratio of 13.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.10%.
Yes. CITIZENS B&T CO OF ARDMORE is FDIC-insured (Certificate #22717). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.