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Is Citibank National Assn Safe?

Citibank National Assn has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (63/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio14.11%93/100
Nonperforming Loan Ratio0.67%87/100
Liquidity Ratio41.48%100/100
Return on Assets1.08%63/100
Total Assets$1678.9B

How does Citibank National Assn compare?

With a Bank Health Score of 90/100, Citibank National Assn sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within South Dakota, where 47 FDIC-insured banks are headquartered, Citibank National Assn ranks above the state average of 74/100 (Grade B).

The bank's Tier 1 capital ratio of 14.11% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.67% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Citibank National Assn's Bank Health Score fell by 1.0 points to 90/100. Tier 1 capital weakened by 0.55 percentage points to 14.11%. Quarter-over-quarter, the score rose by 1.0 points.

Citibank National Assn has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (63/100).