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BankHealth

CITIBANK NATIONAL ASSN

SIOUX FALLS, SOUTH DAKOTA · FDIC Cert #7213

A
Health Score
90/100
$1.7T
Total Assets
$1.3T
Total Deposits
14.11%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CITIBANK NATIONAL ASSN holds a Tier 1 capital ratio of 14.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIBANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.67%
Nonperforming Loans
Low — healthy loan portfolio
41.48%
Liquidity Ratio
Strong — can meet withdrawal demands
1.08%
Return on Assets
Profitable — earning well on assets
$738.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CITIBANK NATIONAL ASSN shows strong financial health indicators. With $1.7T in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CITIBANK NATIONAL ASSN has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 14.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CITIBANK NATIONAL ASSN holds $1.7T in total assets and $1.3T in total deposits. It is located in SIOUX FALLS, SOUTH DAKOTA (FDIC Certificate #7213).

CITIBANK NATIONAL ASSN has a Tier 1 capital ratio of 14.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.67%, and the return on assets is 1.08%.

Yes. CITIBANK NATIONAL ASSN is FDIC-insured (Certificate #7213). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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