Is Chester National Bank Safe?
Chester National Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (47/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.13% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 24.88% | 80/100 |
| Return on Assets | 0.68% | 47/100 |
| Total Assets | $0.1B | |
How does Chester National Bank compare?
With a Bank Health Score of 90/100, Chester National Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Chester National Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 17.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Chester National Bank's Bank Health Score improved by 5.0 points to 90/100. Tier 1 capital strengthened by 0.83 percentage points to 17.13%. Quarter-over-quarter, the score rose by 2.0 points.
Chester National Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (47/100).