Is Charles Schwab Premier Bk Ss Safe?
Charles Schwab Premier Bk Ss has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 56.34% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 94.18% | 100/100 |
| Return on Assets | 1.09% | 64/100 |
| Total Assets | $25.5B | |
How does Charles Schwab Premier Bk Ss compare?
With a Bank Health Score of 96/100, Charles Schwab Premier Bk Ss sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Charles Schwab Premier Bk Ss ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 56.34% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Charles Schwab Premier Bk Ss's Bank Health Score improved by 2.0 points to 96/100. Tier 1 capital strengthened by 8.60 percentage points to 56.34%.
Charles Schwab Premier Bk Ss has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).