Is Century Bank of Florida Safe?
Century Bank of Florida has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (97/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.60% | 97/100 |
| Nonperforming Loan Ratio | 0.51% | 90/100 |
| Liquidity Ratio | 26.63% | 87/100 |
| Return on Assets | 0.65% | 46/100 |
| Total Assets | $0.1B | |
How does Century Bank of Florida compare?
With a Bank Health Score of 87/100, Century Bank of Florida sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Florida, where 83 FDIC-insured banks are headquartered, Century Bank of Florida ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.60% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.51% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Century Bank of Florida's Bank Health Score improved by 9.0 points to 87/100. Tier 1 capital strengthened by 0.91 percentage points to 14.60%.
Century Bank of Florida has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (97/100), while profitability is its weakest area (46/100).