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BankHealth

CENTURY BANK OF FLORIDA

TAMPA, FLORIDA · FDIC Cert #35558

A
Health Score
87/100
$107M
Total Assets
$95M
Total Deposits
14.60%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CENTURY BANK OF FLORIDA holds a Tier 1 capital ratio of 14.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTURY BANK OF FLORIDA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.51%
Nonperforming Loans
Low — healthy loan portfolio
26.63%
Liquidity Ratio
Strong — can meet withdrawal demands
0.65%
Return on Assets
Low profitability
$95M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CENTURY BANK OF FLORIDA shows strong financial health indicators. With $107M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CENTURY BANK OF FLORIDA has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 14.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CENTURY BANK OF FLORIDA holds $107M in total assets and $95M in total deposits. It is located in TAMPA, FLORIDA (FDIC Certificate #35558).

CENTURY BANK OF FLORIDA has a Tier 1 capital ratio of 14.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.51%, and the return on assets is 0.65%.

Yes. CENTURY BANK OF FLORIDA is FDIC-insured (Certificate #35558). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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