Is Central Bank&Trust Safe?
Central Bank&Trust has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.96% | 100/100 |
| Nonperforming Loan Ratio | 0.20% | 96/100 |
| Liquidity Ratio | 41.04% | 100/100 |
| Return on Assets | 1.23% | 69/100 |
| Total Assets | $0.2B | |
How does Central Bank&Trust compare?
With a Bank Health Score of 96/100, Central Bank&Trust sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Wyoming, where 21 FDIC-insured banks are headquartered, Central Bank&Trust ranks above the state average of 81/100 (Grade A).
The bank's Tier 1 capital ratio of 14.96% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.20% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Central Bank&Trust's Bank Health Score improved by 1.0 points to 96/100. Tier 1 capital strengthened by 0.84 percentage points to 14.96%. Quarter-over-quarter, the score fell by 1.0 points.
Central Bank&Trust has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (69/100).