CENTRAL BANK&TRUST
LANDER, WYOMING · FDIC Cert #529
Capital & Safety Analysis
According to FDIC financial data, CENTRAL BANK&TRUST holds a Tier 1 capital ratio of 14.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTRAL BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTRAL BANK&TRUST shows strong financial health indicators. With $200M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTRAL BANK&TRUST has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 14.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTRAL BANK&TRUST holds $200M in total assets and $184M in total deposits. It is located in LANDER, WYOMING (FDIC Certificate #529).
CENTRAL BANK&TRUST has a Tier 1 capital ratio of 14.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 1.23%.
Yes. CENTRAL BANK&TRUST is FDIC-insured (Certificate #529). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.