Is Center National Bank Safe?
Center National Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.92% | 100/100 |
| Nonperforming Loan Ratio | 0.01% | 100/100 |
| Liquidity Ratio | 39.97% | 100/100 |
| Return on Assets | 0.90% | 56/100 |
| Total Assets | $0.2B | |
How does Center National Bank compare?
With a Bank Health Score of 96/100, Center National Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Center National Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 16.92% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.01% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Center National Bank's Bank Health Score fell by 1.0 points to 96/100. Tier 1 capital weakened by 0.15 percentage points to 16.92%. Quarter-over-quarter, the score rose by 1.0 points.
Center National Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (56/100).