CENTER NATIONAL BANK
LITCHFIELD, MINNESOTA · FDIC Cert #10976
Capital & Safety Analysis
According to FDIC financial data, CENTER NATIONAL BANK holds a Tier 1 capital ratio of 16.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTER NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTER NATIONAL BANK shows strong financial health indicators. With $236M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTER NATIONAL BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 16.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTER NATIONAL BANK holds $236M in total assets and $213M in total deposits. It is located in LITCHFIELD, MINNESOTA (FDIC Certificate #10976).
CENTER NATIONAL BANK has a Tier 1 capital ratio of 16.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.90%.
Yes. CENTER NATIONAL BANK is FDIC-insured (Certificate #10976). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.