Is Cass Commercial Bank Safe?
Cass Commercial Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.07% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 23.34% | 73/100 |
| Return on Assets | 2.19% | 100/100 |
| Total Assets | $1.3B | |
How does Cass Commercial Bank compare?
With a Bank Health Score of 93/100, Cass Commercial Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Cass Commercial Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 17.07% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Cass Commercial Bank's Bank Health Score fell by 7.0 points to 93/100. Tier 1 capital was essentially flat at 17.07%. Quarter-over-quarter, the score fell by 3.0 points.
Cass Commercial Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (73/100).