Is Capra Bank Safe?
Capra Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (23/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.46% | 100/100 |
| Nonperforming Loan Ratio | 0.13% | 97/100 |
| Liquidity Ratio | 59.56% | 100/100 |
| Return on Assets | 0.07% | 23/100 |
| Total Assets | $0.4B | |
How does Capra Bank compare?
With a Bank Health Score of 92/100, Capra Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Capra Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 17.46% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.13% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Capra Bank's Bank Health Score improved by 13.0 points to 92/100. Tier 1 capital weakened by 29.53 percentage points to 17.46%. Quarter-over-quarter, the score rose by 4.0 points.
Capra Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (23/100).