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BankHealth

CAPRA BANK

DUBUQUE, IOWA · FDIC Cert #16363

A
Health Score
92/100
$354M
Total Assets
$289M
Total Deposits
17.46%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CAPRA BANK holds a Tier 1 capital ratio of 17.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAPRA BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.13%
Nonperforming Loans
Low — healthy loan portfolio
59.56%
Liquidity Ratio
Strong — can meet withdrawal demands
0.07%
Return on Assets
Low profitability
$289M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CAPRA BANK shows strong financial health indicators. With $354M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CAPRA BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 17.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CAPRA BANK holds $354M in total assets and $289M in total deposits. It is located in DUBUQUE, IOWA (FDIC Certificate #16363).

CAPRA BANK has a Tier 1 capital ratio of 17.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.07%.

Yes. CAPRA BANK is FDIC-insured (Certificate #16363). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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