Is Builtwell Bank Safe?
Builtwell Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while Tier 1 capital is its weakest area (83/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.73% | 83/100 |
| Nonperforming Loan Ratio | 0.54% | 89/100 |
| Liquidity Ratio | 26.35% | 85/100 |
| Return on Assets | 2.84% | 100/100 |
| Total Assets | $1.8B | |
How does Builtwell Bank compare?
With a Bank Health Score of 87/100, Builtwell Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, Builtwell Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 12.73% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.54% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Builtwell Bank's Bank Health Score fell by 8.0 points to 87/100. Tier 1 capital weakened by 2.06 percentage points to 12.73%. Quarter-over-quarter, the score rose by 1.0 points.
Builtwell Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while Tier 1 capital is its weakest area (83/100).