BUILTWELL BANK
CHATTANOOGA, TENNESSEE · FDIC Cert #10307
Capital & Safety Analysis
According to FDIC financial data, BUILTWELL BANK holds a Tier 1 capital ratio of 12.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BUILTWELL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BUILTWELL BANK shows strong financial health indicators. With $1.8B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BUILTWELL BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 12.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BUILTWELL BANK holds $1.8B in total assets and $1.6B in total deposits. It is located in CHATTANOOGA, TENNESSEE (FDIC Certificate #10307).
BUILTWELL BANK has a Tier 1 capital ratio of 12.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 2.84%.
Yes. BUILTWELL BANK is FDIC-insured (Certificate #10307). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.