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Is Boonville FSB Safe?

Boonville FSB has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (31/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio14.95%100/100
Nonperforming Loan Ratio1.13%77/100
Liquidity Ratio29.75%99/100
Return on Assets0.28%31/100
Total Assets$0.1B

How does Boonville FSB compare?

With a Bank Health Score of 86/100, Boonville FSB sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Indiana, where 73 FDIC-insured banks are headquartered, Boonville FSB ranks above the state average of 70/100 (Grade B).

The bank's Tier 1 capital ratio of 14.95% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.13% is in a normal range for a bank this size.

What changed in the last year?

Over the last four quarters, Boonville FSB's Bank Health Score fell by 4.0 points to 86/100. Tier 1 capital weakened by 0.35 percentage points to 14.95%. Quarter-over-quarter, the score fell by 2.0 points.

Boonville FSB has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (31/100).