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BankHealth

BOONVILLE FSB

BOONVILLE, INDIANA · FDIC Cert #30128

A
Health Score
86/100
$72M
Total Assets
$50M
Total Deposits
14.95%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BOONVILLE FSB holds a Tier 1 capital ratio of 14.95%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BOONVILLE FSB has a strong buffer to absorb potential losses.

Key Financial Metrics

1.13%
Nonperforming Loans
Moderate — some loan stress
29.75%
Liquidity Ratio
Strong — can meet withdrawal demands
0.28%
Return on Assets
Low profitability
$50M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BOONVILLE FSB shows strong financial health indicators. With $72M in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BOONVILLE FSB has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 14.95%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BOONVILLE FSB holds $72M in total assets and $50M in total deposits. It is located in BOONVILLE, INDIANA (FDIC Certificate #30128).

BOONVILLE FSB has a Tier 1 capital ratio of 14.95%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.13%, and the return on assets is 0.28%.

Yes. BOONVILLE FSB is FDIC-insured (Certificate #30128). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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