Is Boc Bank Safe?
Boc Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (53/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.04% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 32.05% | 100/100 |
| Return on Assets | 0.82% | 53/100 |
| Total Assets | $0.2B | |
How does Boc Bank compare?
With a Bank Health Score of 95/100, Boc Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Boc Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 16.04% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Boc Bank's Bank Health Score improved by 1.0 points to 95/100. Tier 1 capital weakened by 2.86 percentage points to 16.04%.
Boc Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (53/100).