Is Bluff View Bank Safe?
Bluff View Bank has a Bank Health Score of 97/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.72% | 100/100 |
| Nonperforming Loan Ratio | 0.02% | 100/100 |
| Liquidity Ratio | 31.44% | 100/100 |
| Return on Assets | 1.20% | 68/100 |
| Total Assets | $0.1B | |
How does Bluff View Bank compare?
With a Bank Health Score of 97/100, Bluff View Bank sits 27.0 points above the national average of 70/100 for FDIC-insured banks. Within Wisconsin, where 141 FDIC-insured banks are headquartered, Bluff View Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 20.72% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.02% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bluff View Bank's Bank Health Score improved by 1.0 points to 97/100. Tier 1 capital was essentially flat at 20.72%. Quarter-over-quarter, the score rose by 1.0 points.
Bluff View Bank has a Bank Health Score of 97/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).