Is Blue Ridge Bank Safe?
Blue Ridge Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (54/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.10% | 93/100 |
| Nonperforming Loan Ratio | 0.01% | 100/100 |
| Liquidity Ratio | 24.51% | 78/100 |
| Return on Assets | 0.84% | 54/100 |
| Total Assets | $0.2B | |
How does Blue Ridge Bank compare?
With a Bank Health Score of 87/100, Blue Ridge Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within South Carolina, where 38 FDIC-insured banks are headquartered, Blue Ridge Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.10% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.01% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Blue Ridge Bank's Bank Health Score held roughly steady at 87/100. Tier 1 capital strengthened by 0.29 percentage points to 14.10%. Quarter-over-quarter, the score rose by 1.0 points.
Blue Ridge Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (54/100).