BLUE RIDGE BANK
WALHALLA, SOUTH CAROLINA · FDIC Cert #17773
Capital & Safety Analysis
According to FDIC financial data, BLUE RIDGE BANK holds a Tier 1 capital ratio of 14.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BLUE RIDGE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BLUE RIDGE BANK shows strong financial health indicators. With $175M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BLUE RIDGE BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 14.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BLUE RIDGE BANK holds $175M in total assets and $160M in total deposits. It is located in WALHALLA, SOUTH CAROLINA (FDIC Certificate #17773).
BLUE RIDGE BANK has a Tier 1 capital ratio of 14.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.84%.
Yes. BLUE RIDGE BANK is FDIC-insured (Certificate #17773). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.