Is Bendena State Bank Safe?
Bendena State Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (79/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.32% | 87/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 34.59% | 100/100 |
| Return on Assets | 1.47% | 79/100 |
| Total Assets | $0.1B | |
How does Bendena State Bank compare?
With a Bank Health Score of 93/100, Bendena State Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Bendena State Bank ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 13.32% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bendena State Bank's Bank Health Score held roughly steady at 93/100. Tier 1 capital was essentially flat at 13.32%.
Bendena State Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (79/100).