Is Belmont Bank&Trust Co Safe?
Belmont Bank&Trust Co has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (74/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.57% | 100/100 |
| Nonperforming Loan Ratio | 0.44% | 91/100 |
| Liquidity Ratio | 23.58% | 74/100 |
| Return on Assets | 1.70% | 88/100 |
| Total Assets | $0.9B | |
How does Belmont Bank&Trust Co compare?
With a Bank Health Score of 90/100, Belmont Bank&Trust Co sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Belmont Bank&Trust Co ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 16.57% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.44% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Belmont Bank&Trust Co's Bank Health Score fell by 3.0 points to 90/100. Tier 1 capital strengthened by 1.05 percentage points to 16.57%. Quarter-over-quarter, the score rose by 1.0 points.
Belmont Bank&Trust Co has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (74/100).