Is Beacon Business Bank NA Safe?
Beacon Business Bank NA has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (22/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.19% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 41.98% | 100/100 |
| Return on Assets | 0.05% | 22/100 |
| Total Assets | $0.2B | |
How does Beacon Business Bank NA compare?
With a Bank Health Score of 92/100, Beacon Business Bank NA sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within California, where 123 FDIC-insured banks are headquartered, Beacon Business Bank NA ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 19.19% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Beacon Business Bank NA's Bank Health Score held roughly steady at 92/100. Tier 1 capital weakened by 0.23 percentage points to 19.19%.
Beacon Business Bank NA has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (22/100).