Is Bankcherokee Safe?
Bankcherokee has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (44/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.60% | 89/100 |
| Nonperforming Loan Ratio | 0.41% | 92/100 |
| Liquidity Ratio | 33.14% | 100/100 |
| Return on Assets | 0.59% | 44/100 |
| Total Assets | $0.4B | |
How does Bankcherokee compare?
With a Bank Health Score of 88/100, Bankcherokee sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Bankcherokee ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 13.60% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.41% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bankcherokee's Bank Health Score fell by 4.0 points to 88/100. Tier 1 capital weakened by 0.73 percentage points to 13.60%.
Bankcherokee has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (44/100).