BANKCHEROKEE
SAINT PAUL, MINNESOTA · FDIC Cert #8537
Capital & Safety Analysis
According to FDIC financial data, BANKCHEROKEE holds a Tier 1 capital ratio of 13.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKCHEROKEE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKCHEROKEE shows strong financial health indicators. With $382M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKCHEROKEE has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 13.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKCHEROKEE holds $382M in total assets and $336M in total deposits. It is located in SAINT PAUL, MINNESOTA (FDIC Certificate #8537).
BANKCHEROKEE has a Tier 1 capital ratio of 13.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 0.59%.
Yes. BANKCHEROKEE is FDIC-insured (Certificate #8537). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.