Is Bank&Trust Co Safe?
Bank&Trust Co has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.82% | 100/100 |
| Nonperforming Loan Ratio | 0.23% | 95/100 |
| Liquidity Ratio | 31.30% | 100/100 |
| Return on Assets | 1.15% | 66/100 |
| Total Assets | $0.6B | |
How does Bank&Trust Co compare?
With a Bank Health Score of 95/100, Bank&Trust Co sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Bank&Trust Co ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 15.82% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.23% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank&Trust Co's Bank Health Score fell by 1.0 points to 95/100. Tier 1 capital strengthened by 0.51 percentage points to 15.82%.
Bank&Trust Co has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).