Is Bank of Utah Safe?
Bank of Utah has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.79% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 19.92% | 60/100 |
| Return on Assets | 1.59% | 84/100 |
| Total Assets | $3.3B | |
How does Bank of Utah compare?
With a Bank Health Score of 88/100, Bank of Utah sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Utah, where 41 FDIC-insured banks are headquartered, Bank of Utah ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 16.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Utah's Bank Health Score fell by 2.0 points to 88/100. Tier 1 capital weakened by 0.71 percentage points to 16.79%. Quarter-over-quarter, the score rose by 4.0 points.
Bank of Utah has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (60/100).