BANK OF UTAH
OGDEN, UTAH · FDIC Cert #17159
Capital & Safety Analysis
According to FDIC financial data, BANK OF UTAH holds a Tier 1 capital ratio of 16.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF UTAH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF UTAH shows strong financial health indicators. With $3.3B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF UTAH has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 16.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF UTAH holds $3.3B in total assets and $2.6B in total deposits. It is located in OGDEN, UTAH (FDIC Certificate #17159).
BANK OF UTAH has a Tier 1 capital ratio of 16.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.59%.
Yes. BANK OF UTAH is FDIC-insured (Certificate #17159). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.