Is Bank of Travelers Rest Safe?
Bank of Travelers Rest has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (69/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.73% | 98/100 |
| Nonperforming Loan Ratio | 0.04% | 99/100 |
| Liquidity Ratio | 39.45% | 100/100 |
| Return on Assets | 1.22% | 69/100 |
| Total Assets | $1.4B | |
How does Bank of Travelers Rest compare?
With a Bank Health Score of 96/100, Bank of Travelers Rest sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within South Carolina, where 38 FDIC-insured banks are headquartered, Bank of Travelers Rest ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 14.73% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Travelers Rest's Bank Health Score fell by 1.0 points to 96/100. Tier 1 capital weakened by 0.17 percentage points to 14.73%.
Bank of Travelers Rest has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (69/100).