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BankHealth

BANK OF TRAVELERS REST

TRAVELERS REST, SOUTH CAROLINA · FDIC Cert #16389

A
Health Score
96/100
$1.4B
Total Assets
$1.3B
Total Deposits
14.73%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF TRAVELERS REST holds a Tier 1 capital ratio of 14.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF TRAVELERS REST has a strong buffer to absorb potential losses.

Key Financial Metrics

0.04%
Nonperforming Loans
Low — healthy loan portfolio
39.45%
Liquidity Ratio
Strong — can meet withdrawal demands
1.22%
Return on Assets
Profitable — earning well on assets
$1.3B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF TRAVELERS REST shows strong financial health indicators. With $1.4B in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF TRAVELERS REST has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 14.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF TRAVELERS REST holds $1.4B in total assets and $1.3B in total deposits. It is located in TRAVELERS REST, SOUTH CAROLINA (FDIC Certificate #16389).

BANK OF TRAVELERS REST has a Tier 1 capital ratio of 14.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 1.22%.

Yes. BANK OF TRAVELERS REST is FDIC-insured (Certificate #16389). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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