Is Bank of Kampsville Safe?
Bank of Kampsville has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (58/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 36.18% | 100/100 |
| Nonperforming Loan Ratio | 0.24% | 95/100 |
| Liquidity Ratio | 53.12% | 100/100 |
| Return on Assets | 0.96% | 58/100 |
| Total Assets | $0.1B | |
How does Bank of Kampsville compare?
With a Bank Health Score of 94/100, Bank of Kampsville sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Bank of Kampsville ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 36.18% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.24% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Kampsville's Bank Health Score improved by 34.0 points to 94/100. Tier 1 capital strengthened by 36.18 percentage points to 36.18%.
Bank of Kampsville has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (58/100).