Is Bank of Hartington Safe?
Bank of Hartington has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (76/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.15% | 78/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 28.54% | 94/100 |
| Return on Assets | 1.39% | 76/100 |
| Total Assets | $0.1B | |
How does Bank of Hartington compare?
With a Bank Health Score of 88/100, Bank of Hartington sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Nebraska, where 120 FDIC-insured banks are headquartered, Bank of Hartington ranks above the state average of 65/100 (Grade B).
The bank's Tier 1 capital ratio of 12.15% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Hartington's Bank Health Score fell by 2.0 points to 88/100. Tier 1 capital weakened by 0.35 percentage points to 12.15%.
Bank of Hartington has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (76/100).