Is Bank of Hancock County Safe?
Bank of Hancock County has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (36/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 36.59% | 100/100 |
| Nonperforming Loan Ratio | 0.66% | 87/100 |
| Liquidity Ratio | 68.15% | 100/100 |
| Return on Assets | 0.40% | 36/100 |
| Total Assets | $0.1B | |
How does Bank of Hancock County compare?
With a Bank Health Score of 90/100, Bank of Hancock County sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, Bank of Hancock County ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 36.59% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.66% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Hancock County's Bank Health Score improved by 36.0 points to 90/100. Tier 1 capital strengthened by 36.59 percentage points to 36.59%. Quarter-over-quarter, the score rose by 3.0 points.
Bank of Hancock County has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (36/100).