Is Bank of Halls Safe?
Bank of Halls has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.77% | 91/100 |
| Nonperforming Loan Ratio | 1.14% | 77/100 |
| Liquidity Ratio | 56.53% | 100/100 |
| Return on Assets | 1.30% | 72/100 |
| Total Assets | $0.1B | |
How does Bank of Halls compare?
With a Bank Health Score of 87/100, Bank of Halls sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Tennessee, where 95 FDIC-insured banks are headquartered, Bank of Halls ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 13.77% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.14% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Bank of Halls's Bank Health Score fell by 4.0 points to 87/100. Tier 1 capital weakened by 0.90 percentage points to 13.77%. Quarter-over-quarter, the score rose by 2.0 points.
Bank of Halls has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (72/100).