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BankHealth

BANK OF HALLS

HALLS, TENNESSEE · FDIC Cert #10315

A
Health Score
87/100
$136M
Total Assets
$126M
Total Deposits
13.77%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANK OF HALLS holds a Tier 1 capital ratio of 13.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF HALLS has a strong buffer to absorb potential losses.

Key Financial Metrics

1.14%
Nonperforming Loans
Moderate — some loan stress
56.53%
Liquidity Ratio
Strong — can meet withdrawal demands
1.30%
Return on Assets
Profitable — earning well on assets
$126M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANK OF HALLS shows strong financial health indicators. With $136M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANK OF HALLS has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 13.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANK OF HALLS holds $136M in total assets and $126M in total deposits. It is located in HALLS, TENNESSEE (FDIC Certificate #10315).

BANK OF HALLS has a Tier 1 capital ratio of 13.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.14%, and the return on assets is 1.30%.

Yes. BANK OF HALLS is FDIC-insured (Certificate #10315). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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