Is Bank of Edmonson County Safe?
Bank of Edmonson County has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.53% | 100/100 |
| Nonperforming Loan Ratio | 0.69% | 86/100 |
| Liquidity Ratio | 25.89% | 84/100 |
| Return on Assets | 1.33% | 73/100 |
| Total Assets | $0.3B | |
How does Bank of Edmonson County compare?
With a Bank Health Score of 89/100, Bank of Edmonson County sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Bank of Edmonson County ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 15.53% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.69% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Edmonson County's Bank Health Score fell by 3.0 points to 89/100. Tier 1 capital strengthened by 0.22 percentage points to 15.53%. Quarter-over-quarter, the score rose by 3.0 points.
Bank of Edmonson County has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (73/100).