Is Bank of Cave City Safe?
Bank of Cave City has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.72% | 100/100 |
| Nonperforming Loan Ratio | 0.79% | 84/100 |
| Liquidity Ratio | 23.00% | 72/100 |
| Return on Assets | 1.76% | 91/100 |
| Total Assets | $0.2B | |
How does Bank of Cave City compare?
With a Bank Health Score of 87/100, Bank of Cave City sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Arkansas, where 57 FDIC-insured banks are headquartered, Bank of Cave City ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 18.72% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.79% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Cave City's Bank Health Score improved by 6.0 points to 87/100. Tier 1 capital strengthened by 4.68 percentage points to 18.72%. Quarter-over-quarter, the score fell by 3.0 points.
Bank of Cave City has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (72/100).