Is Bank of Cattaraugus Safe?
Bank of Cattaraugus has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (79/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.72% | 100/100 |
| Nonperforming Loan Ratio | 0.93% | 81/100 |
| Liquidity Ratio | 43.78% | 100/100 |
| Return on Assets | 1.47% | 79/100 |
| Total Assets | $0.0B | |
How does Bank of Cattaraugus compare?
With a Bank Health Score of 92/100, Bank of Cattaraugus sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Bank of Cattaraugus ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 17.72% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.93% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Cattaraugus's Bank Health Score held roughly steady at 92/100. Tier 1 capital weakened by 0.25 percentage points to 17.72%. Quarter-over-quarter, the score rose by 7.0 points.
Bank of Cattaraugus has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (79/100).