Is Bank of Beaver City Safe?
Bank of Beaver City has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (44/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.90% | 92/100 |
| Nonperforming Loan Ratio | 0.86% | 83/100 |
| Liquidity Ratio | 36.17% | 100/100 |
| Return on Assets | 0.60% | 44/100 |
| Total Assets | $0.2B | |
How does Bank of Beaver City compare?
With a Bank Health Score of 86/100, Bank of Beaver City sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Bank of Beaver City ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 13.90% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.86% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Bank of Beaver City's Bank Health Score improved by 33.0 points to 86/100. Tier 1 capital strengthened by 13.90 percentage points to 13.90%. Quarter-over-quarter, the score rose by 8.0 points.
Bank of Beaver City has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (44/100).